Terms & Conditions
Terms and Conditions for Website Use
CAREFULLY READ THE FOLLOWING AGREEMENT. IT CONTAINS VERY IMPORTANT INFORMATION ABOUT YOUR RIGHTS AND OBLIGATIONS, AS WELL AS LIMITATIONS AND EXCLUSIONS THAT MAY APPLY TO YOU. THIS DOCUMENT CONTAINS A DISPUTE RESOLUTION CLAUSE.
Your use of this Website constitutes your express acceptance without reservation to these Terms and Conditions.
If you disagree with any part of these terms and conditions, do not browse or use this Website.
Please contact us at firstname.lastname@example.org for any queries.
“www.expandingwallet.com,” “Expanding Wallet,” “us,” or “we” refer to Expanding Wallet and to its parent company.
“You” and yours” refer to you and any other person or entity that has or is deemed to have downstream rights flowing from your usage of this Website.
“Website” means this Website and all related materials and pages.
The contents this Website is for general information and use only. Any part or, or all, of this Website is subject to change without notice. Changes, when effective, will be posted here.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this Website.
You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
Your use of any information or materials on this Website is entirely at your own risk, for which we are not be liable. It is your own responsibility to ensure that any products, services or information available or links through this Website meet your specific requirements.
Liability Disclaimer and Limitation on Damages
BECAUSE SOME STATES OR JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, SUCH LIABILITY SHALL BE LIMITED TO THE FULL EXTENT PERMITTED BY LAW.
YOU FURTHER SPECIFICALLY ACKNOWLEDGE THAT EXPANDING WALLET IS NOT LIABLE, AND YOU AGREE NOT TO SEEK TO HOLD EXPANDING WALLET LIABLE, FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OTHER USERS OF EXPANDING WALLET OFFERINGS AND OPERATORS OF OTHER EXTERNAL SITES, AND THAT THE RISK OF USING OR ACCESSING THE WEBSITE AND RELATED MATERIALS, AND OF INJURY FROM THE FOREGOING, RESTS ENTIRELY WITH YOU.
To the extent permitted under applicable law, you agrees to defend, indemnify and hold harmless EXPANDING WALLET and its directors, officers, employees, and agents from and against all damages, costs (including reasonable attorneys’ fees), judgments and other expenses arising out of or on account of any third party claim that results from (i) the gross negligence or intentional misconduct of you or your employees or agents or (ii) any material breach of any of the representations, warranties or covenants contained herein by you.
Limited Grant of License.
This Website contains material which is owned by us or licensed to us. This material includes, but is not
limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than
in accordance with the copyright notice, which forms part of these terms and conditions.
Ownership and Intellectual Property Rights
Copyright, No Redistribution of Materials
The Website is protected by copyright law and international treaty provisions and may not be copied or imitated in whole or in part. You agree that you will not redistribute, retransmit, copy, amend, or commercially exploit any materials, writings, compilations, Information bases, logos, trademarks, audio, video, or graphic images found in the Website and related materials without EXPANDING Wallet’s express written permission, which permission may be withheld or withdrawn in EXPANDING Wallet’s sole discretion.
All intellectual property rights in and to this Website shall remain solely vested in, to, and with Expanding Wallet. Your use of this Website does not grant you any rights in the Website, or any associated materials.
All trademarks reproduced in this Website, which are not the property of, or licensed to Expanding Wallet, are acknowledged on the Website. Unauthorized use of this Website may give rise to a claim for damages and/or be a criminal offense in one or more jurisdictions, for which you may be liable.
All content contained on the Website and related materials, including all text, names, images, pictures, graphs, icons, trademarks, documents, materials, computer code and software (“Content”), is EXPANDING WALLET property and is protected by US and foreign copyright and trademark laws. You may not copy, reproduce, distribute, display, transmit or modify, decompile or re-engineer any of the Content contained on this site or use any trademarks or service marks EXPANDING WALLET. Nothing contained herein should be construed as granting, by implication, estoppel or otherwise, any license or right to you to use, copy, or imitate in whole or in part any of the Content. Any modification, derivative work, translation, or adaptation to the materials or the Subscription Service by YOU shall be subject to a royalty-free, non-exclusive, irrevocable worldwide license to EXPANDING WALLET in and to same.
All logos, designs, and brand names relating to Expanding Wallet, are owned or licensed by Expanding Wallet and its parent company. All other product and company names should be considered the property of their respective companies and organizations.
Dispute Resolution -Arbitration
Any claim, dispute or controversy (whether in contract, tort or otherwise, whether pre-existing, present or future, and including statutory, common law, intentional tort and equitable claims capable in law of being submitted to binding arbitration) against us, our agents, employees, officers, directors, successors, assigns or affiliates arising from or relating to this agreement, its interpretation or the breach, termination or validity thereof, the relationships between the parties, whether pre-existing, present or future (including, to the full extent permitted by applicable law, relationships with third parties who are not signatories to this agreement), licensor group’s advertising or any related purchase shall be resolved exclusively and finally by binding arbitration administered by the national arbitration forum (“NAF”) under its code of procedure and any specific procedures for the resolution of small claims and/or consumer disputes then in effect (available via the internet at www.arb-forum.com, or via telephone at 1-800-474-2371). The arbitration will be limited solely to the dispute or controversy between you and Expanding Wallet. Any award of the arbitrator(s) shall be final and binding on each of us, and may be entered as a judgment in any court of competent jurisdiction. Information may be obtained, and claims may be filed with the NAF in the state of Minnesota or otherwise agreed between the you and Expanding Wallet or at P.O. Box 50191, Minneapolis, MN 55405, or by email at email@example.com, or by online filing at www.arb-forum.com.
You acknowledge and agree that it would be difficult to fully compensate EXPANDING WALLET for damages resulting from the breach or threatened breach of these Terms and Conditions and, accordingly, EXPANDING WALLET will be entitled to seek injunctive relief, including temporary restraining orders, preliminary injunctions and permanent injunctions, to enforce such provisions. This provision with respect to injunctive relief will not, however, diminish EXPANDING WALLET’S right to claim and recover damages.
Except as expressly stated otherwise, all notices to EXPANDING WALLET shall be sent to the either the postal or email address provided herein, which EXPANDING WALLET may update from time to time
Expanding Wallet – firstname.lastname@example.org
Last Updated October 15, 2020